Payne PG95S Furnace Review | Price, Features & Efficiency

Square Footage	Furnace BTU
1,000-1,200 sq. ft. Home	40,000 - 60,000 BTU
1,200-1,500 sq. ft. Home	60,000 BTU
1,500-1,800 sq. ft. Home	60,000 - 80,000 BTU
1,800-2,500 sq. ft. Home	80,000 - 100,000 BTU
2,500-3,500 sq. ft. Home	100,000 to 120,000 BTU

Payne PG95S Review

The Payne PG95S Furnace Review is a single-stage, energy-efficient gas furnace that delivers dependable heating for smaller homes and compact spaces. With an AFUE rating of up to 95.5%, it ensures you get maximum heat from every dollar spent on fuel.

Compact, durable, and affordable, the PG95S offers solid performance and reliability. It’s designed for easy installation in tight areas, making it an excellent choice for homeowners looking for an efficient yet budget-friendly furnace.

In a Nutshell

The Payne PG95S Furnace Review highlights the model’s reliable, high-efficiency heating performance:

Average Installed Price: $3,250 – $4,375
AFUE: 95.5%
BTU Input: 40,000 – 140,000
BTU Output: 39,000 – 135,000
Operation: Single-Stage
Blower Motor: Fixed-Speed PSC
Dual Fuel Compatibility: HYBRID HEAT® System
Compatible Thermostat: Standard heat/cool

Top Features

The Payne PG95S Furnace Review highlights these key strengths:

Single-Stage Operation: Delivers steady, reliable heating with simple controls.
Fixed-Speed PSC Blower Motor: Ensures even comfort and consistent temperature throughout your home.
HYBRID HEAT® Dual Fuel Compatibility: Can be paired with an electric heat pump for greater energy savings.
Compact Design: Perfect for smaller homes or tight installation spaces.
Quiet Performance: Engineered for smooth, low-noise operation.

The Bottom Line

The Payne PG95S is a cost-effective, high-efficiency gas furnace that combines quiet performance with dependable heating power. Its single-stage operation and fixed-speed blower motor provide consistent comfort, while its durable build ensures years of trouble-free service.

If you want an economical furnace for a small home or apartment, the Payne PG95S furnace is one of the top choices available.

In-Depth Review

Core Components

Primary Heat Exchanger: Made of aluminized steel with a clamshell design for optimal heat transfer and compact size.
Secondary Heat Exchanger: Constructed from stainless steel for extended durability and improved efficiency.
Soft-Mounted Blower and Inducer Motor: Reduces vibration and operational noise.
High-Temperature Limit Controls: Protect the system from overheating.

System Design

Single-Stage, Fixed-Speed PSC Compressor System: Simple and efficient heating performance.
4-Way Multipoise Design: A single model suitable for multiple installation configurations (upflow, downflow, horizontal, etc.).
LED Diagnostics and Self-Test Feature: Simplifies maintenance and troubleshooting.
Power Outage Protection: Stores fault codes even during power interruptions for easy technician access.

Noise-Reducing Features

The Payne PG95S is engineered for quiet operation. Its soft-mounted blower and inducer motor minimize vibration, while the system draws combustion air from outside the furnace, reducing indoor noise levels and improving air quality.

Ease of Installation

Thanks to its 4-way Multipoise Design, the PG95S is extremely flexible and easy to install. You can use the same unit for multiple applications without needing different models for horizontal or downflow setups — a big advantage for compact spaces or mobile homes.

Warranty Information

The Payne PG95S includes:

20-year limited warranty on the heat exchanger
10-year limited warranty on all other covered parts

This strong warranty provides peace of mind and long-term value.

Comparable Models by Payne

Model Comparison by Features

Model	AFUE	BTU Input	BTU Output	Key Feature
PG95S	95.5%	40,000–140,000	39,000–135,000	HYBRID HEAT® Dual Fuel compatibility
PG95XAT	96%	40,000–120,000	39,000–117,000	Electrically efficient blower motor that boosts SEER rating

Both models deliver quiet, efficient heating, but the PG95XAT offers slightly higher efficiency and enhanced airflow performance.

Model Comparison by Price

Model	Installed Price	Best For
PG95S	~$2,900	Compact homes, small spaces
PG95XAT	~$3,000	Homeowners seeking higher efficiency and quieter operation

Both are affordable, efficient gas furnaces, ideal for smaller homes looking for dependable performance without high costs.

What Factors Affect Furnace Pricing in Canada?

The installation or replacement cost of any furnace, air conditioner, or heat pump in Canada can vary based on several important factors:

Size of the home and required furnace sizing
Your province and climate conditions (Ontario, hamilton, burlington, etc.)
Overall installation difficulty and labour hours
The need for ductwork upgrades
Selected thermostats, filters, and accessories
Pricing and experience of local HVAC contractors
Whether the system requires a repair or replacement

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