What size furnace should I buy?

Square FootageFurnace BTU
1,000-1,200 sq. ft. Home40,000 - 60,000 BTU
1,200-1,500 sq. ft. Home60,000 BTU
1,500-1,800 sq. ft. Home60,000 - 80,000 BTU
1,800-2,500 sq. ft. Home80,000 - 100,000 BTU
2,500-3,500 sq. ft. Home100,000 to 120,000 BTU

Central Air Conditioner Cost in Canada: Installation, Efficiency & Buying Guide

A central air conditioner is one of the most effective ways to cool an entire home evenly—especially in Canada, where summers are getting hotter and more humid each year. If you’re researching costs, energy efficiency, or whether your existing furnace can handle a new system, this guide is designed to help you make a confident, informed decision.

This article is written for commercial research intent: homeowners comparing options, planning budgets, and evaluating long-term value—not just upfront price.

A central air conditioner is a whole-home cooling system that uses a network of ductwork to distribute cooled air evenly throughout the house. Unlike window or portable units, central AC provides consistent temperature control, quieter operation, and better humidity management.

How it works (simple breakdown)

  • Outdoor unit (condenser): Releases heat outside
  • Indoor coil (evaporator): Absorbs heat from indoor air
  • Furnace or air handler: Pushes cooled air through ducts
  • Thermostat: Regulates temperature and efficiency

Central AC systems are most common in detached homes, townhouses, and larger semi-detached properties across Canada.


Average cost ranges (installed)

Home SizeAC SizeInstalled Cost (CAD)
Small home / condo1.5–2 ton$3,500 – $5,000
Mid-size home2–3 ton$4,500 – $6,500
Large home3–5 ton$6,500 – $9,500+

What affects the price?

  • Home size & cooling load
  • Existing ductwork condition
  • Electrical upgrades
  • Brand & efficiency level
  • Furnace compatibility
  • Province & local labor rates

SEER (Seasonal Energy Efficiency Ratio) measures how efficiently a central air conditioner converts electricity into cooling.

Typical SEER ranges

  • 13–14 SEER: Entry-level, builder-grade
  • 15–16 SEER: Balanced efficiency & cost (most popular)
  • 18+ SEER: High-efficiency, premium systems

Why SEER matters

  • Lower monthly energy bills
  • Reduced environmental impact
  • Higher eligibility for rebates
  • Improved resale value

In most Canadian climates, 15–16 SEER systems provide the best return on investment without overspending on ultra-high efficiency that may not fully pay back.


A central air conditioner doesn’t work alone—it relies on your furnace blower to circulate air.

When compatibility issues arise

  • Older furnaces may not support modern AC coils
  • Undersized blowers reduce efficiency
  • Non-variable-speed motors increase noise & energy use

Smart upgrade strategy

If your furnace is:

  • 15+ years old
  • 80% efficiency or lower
  • Experiencing frequent repairs

👉 Replacing both the furnace and central air conditioner together often saves $1,000–$2,000 in labor and unlocks better rebates.


Best Central Air Conditioner Brands in Canada

Top-performing brands commonly installed in Canada include:

  • Trane – Durable, premium build quality
  • Carrier – Strong efficiency & reliability
  • Lennox – High-SEER, quiet operation
  • Goodman—Budget-friendly, solid warranties

🔧 Expert tip: Installation quality matters more than brand. A properly sized and installed mid-tier unit will outperform a poorly installed premium system.

Rebates & Energy Savings in Canada

Many homeowners reduce upfront costs through:

Common rebate sources

  • Federal Greener Homes initiatives
  • Provincial energy efficiency programs
  • Local utility incentives
  • Manufacturer promotions

Typical rebate amounts

  • $250 – $1,000 for high-efficiency central AC
  • Additional incentives when paired with furnace upgrades
  • Smart thermostat bonuses in some regions

📌 Always confirm eligibility before installation—retroactive rebates are rarely approved.


Pros & Cons of a Central Air Conditioner

✅ Pros

  • Whole-home comfort
  • Better humidity control
  • Quiet operation
  • Increases property value
  • Compatible with smart thermostats

❌ Cons

  • Higher upfront cost than window units
  • Requires ductwork
  • Professional installation needed

A central air conditioner is a long-term investment—not just a cooling appliance. The best outcomes come from:

  • Proper sizing
  • High-quality installation
  • Balanced efficiency (not overpaying for extreme SEER)
  • Furnace compatibility planning

If your furnace is aging or struggling to keep up, it may be worth evaluating both systems together. Reviewing a furnace and central air conditioner replacement cost guide can help you understand combined installation pricing, long-term energy savings, and which rebate programs apply when systems are upgraded as a pair. This approach often leads to better efficiency, fewer compatibility issues, and lower overall costs.

Selecting the right central air conditioner goes beyond brand names and upfront pricing. Canadian homeowners should focus on performance suitability, long-term operating costs, and climate-specific needs to avoid overpaying or underperforming systems.

1. Proper Sizing Matters More Than You Think

A central AC that is too small will struggle during peak summer heat, while an oversized system will short-cycle—turning on and off frequently, wasting energy, and failing to control humidity properly. This is why professional installers perform a Manual J load calculation, which considers:

  • Square footage
  • Insulation levels
  • Window size and orientation
  • Ceiling height
  • Regional climate conditions

Skipping this step is one of the most common causes of poor comfort and high energy bills.

2. Single-Stage vs Two-Stage vs Variable-Speed Systems

Modern central air conditioners come with different compressor technologies:

  • Single-stage systems run at full power or not at all. They are affordable but less efficient.
  • Two-stage systems operate at a lower capacity most of the time, improving comfort and reducing noise.
  • Variable-speed systems continuously adjust output, offering the best humidity control, quiet operation, and energy savings.

For most Canadian homes, two-stage systems provide the best balance between cost and performance.

3. Noise Levels and Outdoor Placement

Noise is an often-overlooked factor. Central AC units are rated in decibels (dB), and quieter models make a noticeable difference—especially if the outdoor unit is near bedrooms, patios, or neighboring properties. Premium units can be up to 50% quieter than older models.

4. Maintenance and Operating Costs

Routine maintenance extends the lifespan of a central air conditioner and preserves efficiency. Homeowners should budget for:

  • Annual professional inspections
  • Filter replacements every 1–3 months
  • Occasional coil cleaning

Neglecting maintenance can increase electricity usage by 10–25% over time.

5. Long-Term Value vs Upfront Cost

While higher-efficiency systems cost more initially, they often pay off through:

  • Lower monthly energy bills
  • Fewer repairs
  • Better rebate eligibility
  • Increased home resale value

For homeowners planning to stay in their home for 7–10 years or more, investing in a mid-to-high efficiency central air conditioner typically delivers stronger long-term value

Q: Is a central air conditioner worth it in Canada?

Yes—especially for detached homes and families seeking consistent comfort and better indoor air quality during increasingly hot summers.

Q: How long does a central air conditioner last?

Most systems last 12–18 years with proper maintenance.

Q: Can I install central AC without replacing my furnace?

Yes, if the furnace is compatible—but mismatched systems reduce efficiency and comfort.

Q: What size central air conditioner do I need?

Sizing depends on square footage, insulation, windows, and climate. Always insist on a Manual J load calculation.


A central air conditioner is a long-term investment—not just a cooling appliance. The best outcomes come from:

  • Proper sizing
  • High-quality installation
  • Balanced efficiency (not overpaying for extreme SEER)
  • Furnace compatibility planning

Found This Helpful?

FurnacePrices.com offers expert guides and access to certified local contractors. Visit our site to compare furnace options or request a free, no-obligation quote for your home.

At FurnacePrices.com, we bridge the gap between homeowners and reliable, vetted HVAC contractors—whether you’re installing a new furnace, upgrading your air conditioner, or replacing your full home comfort system.

📌 When Are You Planning to Install a New Furnace or Air Conditioner?

Tell us your installation timeline, and we’ll match you with the most suitable HVAC professionals in your area:

🔥 Need an urgent installation? (Next 2–3 days)
⏳ Planning your upgrade in the coming weeks?
🤔 Still comparing brands, prices, or contractor quotes?

👉 Request personalized furnace or AC quotes based on your timeline and Ontario location.

📍 Ontario Cities We Commonly Serve

FurnacePrices.com helps homeowners across Ontario compare heating and cooling systems, estimate installation costs, and connect with trustworthy contractors.

Frequently supported service areas include:

Our network covers most major and mid-sized regions in Ontario, ensuring expert assistance whether you’re replacing an older furnace/AC or upgrading to a high-efficiency model.

👉 See the full list of Ontario service regions

🏆Trusted by Leading Canadian HVAC Associations

Many companies in our contractor network are active members of respected national and provincial HVAC organisations, such as:

These affiliations indicate strong training standards, code compliance, and reliable installation practices.

💰 What Affects Furnace & AC Installation Pricing in Ontario?

Installation costs vary depending on:

Understanding these factors helps you plan your installation budget more accurately.

📞 Thinking About Installing a New Furnace or Air Conditioner?

Compare furnace or AC quotes from trusted, local HVAC professionals—quick, easy, and with zero pressure.

👉 Get fast, no-obligation heating & cooling quotes today

Hans Vaillancourt
Hans Vaillancourt
Articles: 98